Financial and operating highlights

Barclays PLC is a major global financial services provider engaged in retail and commercial banking, credit cards, investment banking, wealth management and investment management.

Operating in over 50 countries and employing 135,000 people, we move, lend, invest and protect money for over 30 million customers and clients worldwide. With over 300 years of history and expertise in banking, Barclays PLC has seven major businesses.

Key highlights

For the year ended 31st December

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2007  2006  2005 
Income statement  £m  £m  £m 
Total income net of insurance claims  23,000  21,595  17,333 
Impairment charges and other credit provisions  (2,795) (2,154) (1,571)
Operating expenses  (13,199) (12,674) (10,527)
Profit before tax  7,076  7,136  5,280 
Profit attributable to equity holders of the parent  4,417 4,571  3,447 
Economic profit  2,290  2,704  1,752 
Basic earnings per share  68.9p  71.9p  54.4p 
Diluted earnings per share  66.7p  69.8p  52.6p 
Dividend per ordinary share  34.0p  31.0p  26.6p 
Return on average shareholders’ equity  20.3% 24.7%  21.1% 
Tier 1 capital ratio  7.8%  7.7%  7.0% 
Profit before tax £m Economic profit £m Earnings per share pence Dividend per share pence

Global Retail and Commercial Banking

UK Retail Banking

Profit before tax

£1,282 m

  • – Personal Customers
  • – Home Finance
  • – Local Business
  • – Consumer Lending
  • – Barclays Financial Planning

Contribution to group profit a

17 %

Barclays Commercial Bank

£1,371 m

  • – Larger Business
  • – Medium Business
  • – Asset and Sales Finance

18 %

Barclaycard

£540 m

  • – UK Cards and Loans
  • – Barclaycard Business
  • – Barclaycard International

7 %

International Retail and Commercial Banking

£935 m

  • – Absa
  • – Western Europe
  • – Emerging Markets

13 %

Investment Banking and Investment Management

Barclays Capital

Profit before tax

£2,335 m

  • – Rates
  • – Credit
  • – Private Equity
  • – Absa Capital

Contribution to group profit a

31 %

Barclays Global
Investors

£734 m

  • – Index asset management
  • – Active asset management
  • – iShares

10 %

Barclays Wealth

£307 m

  • – Private Banking
  • – Offshore Banking
  • – Brokerage
  • – Wealth Structuring
  • – Closed Life Assurance

4 %

Note
a
Head office functions and other operations segment has been excluded.

Financial and operating highlights

UK Banking

Delivers banking products and services to 15 million retail customers and 724,000 businesses in the UK.

11.3 m

UK Current accounts

724,000  

Business customers


Barclaycard

Is one of the leading credit card businesses in Europe with an extensive international presence.

10.1 m

UK customers

8.8 m

International cards in issue


International Retail and Commercial Banking

Has operations with 13 million clients, in geographies which currently include Africa, France, Spain, Portugal, Italy, India and the Middle East.

2,349

International distribution points


Barclays Capital

The investment banking division, provides corporate, institutional and government clients with solutions to their financing and risk management needs.

US$441.5 bn

Value of debt issued globally


Barclays Global Investors

Is one of the world’s largest asset managers and a leading provider of investment management products and services.

US$2.1 trn

Assets under management


Barclays Wealth

Serves high net worth, affluent and intermediary clients worldwide, providing private banking, asset management, stockbroking, offshore banking, wealth structuring and financial planning services.

£133 bn

Total client assets